Nuropod is eligible for purchase using Health Savings Account (HSA) or Flexible Spending Account (FSA) funds through our partnership with TrueMed. This means you can use pre-tax dollars to invest in your vagus nerve health, potentially saving up to 30% on your purchase.

This guide explains how HSA/FSA eligibility works, how to use TrueMed at checkout, what the savings mean for you, and answers common questions.

HSA and FSA accounts allow you to set aside pre-tax dollars for qualified medical expenses. Traditionally, these funds were limited to obvious medical costs like prescriptions, doctor visits, and medical equipment. However, with a Letter of Medical Necessity (LMN), many wellness and preventive health products (including Nuropod) can qualify as eligible medical expenses.

Nuropod is a clinically validated vagus nerve stimulation device that has been shown to help with:

When used to mitigate symptoms of specific medical conditions, Nuropod qualifies as a medical expense under IRS guidelines with proper documentation (the Letter of Medical Necessity).

When you use HSA/FSA funds, you're paying with pre-tax dollars instead of after-tax income. This means you avoid paying taxes on the money used for your purchase. The "approximately 30% savings" represents the average combined tax burden that most Americans pay.

Your actual savings come from avoiding three types of taxes:

1. Federal Income Tax

2. State Income Tax (if applicable)

3. FICA Taxes (Social Security and Medicare)

Here are examples of total tax savings for different situations:

Example 1: Moderate Income

Example 2: Lower Income

Example 3: Higher Income

Example 4: No State Tax State

At 30% savings:

The higher your tax bracket, the more you save by using HSA/FSA funds.

This is the simplest method if you have an HSA/FSA debit card.

Step 1: Add Nuropod to Your Cart

Step 2: Select TrueMed at Checkout

Step 3: Complete Health Survey

Step 4: Pay with HSA/FSA Card

Step 5: Provider Review

Step 6: Order Completion

If you don't have an HSA/FSA card or prefer to pay with a regular credit/debit card:

Step 1-3: Same as above (add to cart, select TrueMed, complete survey)

Step 4: Pay with Credit/Debit Card

Step 5: Receive Your LMN

Step 6: Submit for Reimbursement

A Letter of Medical Necessity is a document from a licensed healthcare provider that certifies a product or service is medically necessary to treat, mitigate, or prevent a specific medical condition. This documentation makes your purchase eligible for HSA/FSA reimbursement under IRS regulations.

Your LMN will include:

Letters of Medical Necessity are typically valid for 12 months. After that period, you would need to complete a new health assessment if making additional HSA/FSA purchases.

You must retain:

Your HSA/FSA administrator or the IRS may request these documents during an audit. Store them securely for at least 7 years.

Health Savings Account (HSA):

Flexible Spending Account (FSA):

Not sure if you have one? Check with your employer's HR or benefits department, or review your benefits enrollment documents.

To receive a Letter of Medical Necessity for Nuropod, you should be using the device to:

Common HSA / FSA qualifying conditions include:

The licensed provider will review your individual circumstances to determine if Nuropod is medically necessary for your situation.

Q: Is there a fee to use TrueMed? A: TrueMed charges a small service fee at the end of the qualification survey. This fee covers the healthcare provider review and LMN issuance.

Q: What happens if I'm not approved for a Letter of Medical Necessity? A: If the licensed provider determines that Nuropod is not medically necessary for your situation, you will not receive an LMN. If you paid with an HSA/FSA card, your transaction will be reversed. You can still purchase Nuropod using a regular payment method.

Q: Can I use TrueMed for multiple Nuropod purchases? A: Yes, once you have a valid LMN, you can use it for additional eligible purchases during its validity period (typically 12 months). However, you'll need to keep documentation for each transaction.

Q: Does using TrueMed delay my order? A: No. If you're approved for an LMN, your order processes and ships normally. The LMN review happens concurrently with order processing.

Q: Can I use both HSA/FSA and a credit card for the same purchase? A: Yes! TrueMed allows you to split payments. For example, if you have $300 in your FSA and Nuropod costs $900, you can pay $300 with your FSA card and $600 with a credit card.

Q: What if I don't have enough in my HSA/FSA account?

A: You have three options:

Q: Can I use my spouse's HSA/FSA? A: Yes, if you're listed as an eligible dependent on their account. HSA and FSA funds can be used for qualified medical expenses for you, your spouse, and eligible dependents.

Q: My FSA expires at the end of the year. Should I use it for Nuropod? A: FSA funds typically follow a "use it or lose it" policy. If you have unused funds approaching your plan year end, using them for an eligible Nuropod purchase is an excellent way to avoid forfeiting that money. Check your specific plan's carryover or grace period rules.

Q: Can I buy Nuropod as a gift and use my HSA/FSA? A: No. HSA/FSA funds can only be used for qualified medical expenses for you, your spouse, or your eligible dependents. The person using the Nuropod must be the one with the medical necessity.

Q: How do I submit for reimbursement if I paid with a regular card? A:

Q: What if my HSA/FSA administrator rejects my claim? A: First, ensure you submitted both the receipt and the Letter of Medical Necessity. Some administrators have specific form requirements. Contact TrueMed support ([email protected]) for assistance—they can help re-issue your LMN on your administrator's specific form if needed.

Q: Do I need to submit the LMN every time I use my HSA/FSA card? A: Not usually at the point of purchase. However, you must keep the LMN on file with your other tax records. Your HSA/FSA administrator or the IRS may request it during an audit or review.

Q: Does the 30% savings apply to everyone? A: The 30% is an average. Your actual savings depend on your federal tax bracket, state tax rate, and FICA taxes. Lower earners might save 20-25%, while higher earners could save 35-45% or more.

Q: Do I need to report my Nuropod purchase anywhere special? A: Keep your receipt and LMN with your tax records. You don't need to report individual purchases, but you should be prepared to provide documentation if requested during an audit.

Q: Are Nuropod accessories also HSA/FSA eligible? A: Our accessories (earpiece & charger) are necessary for the use of your Nuropod device and so they are eligible.

Q: Can I buy multiple Nuropods with HSA/FSA (for example, for different family members)? A: Each family member would need their own Letter of Medical Necessity. You can use your HSA/FSA for eligible dependents, but each person must have documentation showing medical necessity for their individual device.

Q: How long does the health survey take? A: Most customers complete the survey in 5-10 minutes. Take your time to provide thorough, accurate responses.

Q: What if I make a mistake on my health survey? A: Contact TrueMed support immediately ([email protected]) if you need to correct information before the provider review.

Q: Is my health information kept private? A: Yes. TrueMed complies with HIPAA regulations and maintains strict privacy standards. Your health information is used solely for determining medical necessity.

Q: Can I see my LMN before completing the purchase? A: The LMN is issued after the healthcare provider reviews your survey, which happens after you've initiated the purchase. However, if you're not approved, the transaction is reversed (if paid via HSA/FSA card) or you can choose not to submit for reimbursement (if paid via credit card).

For questions about the TrueMed process, LMN issuance, or reimbursement assistance:

For questions about Nuropod, send us a message via the support widget in the bottom right of any page on nuropod.com